What is the purpose of a health plan?

The purpose of a health plan is primarily to outline the benefits and coverage for health services. This documentation provides individuals with clear information about what medical services are included in their plans, what costs they can expect, and how to access those services. It serves as a guide for members, helping them understand their entitlements to care, preventive services, and eligibility for various treatments and medications.

A comprehensive health plan typically includes details on premiums, deductibles, copayments, and out-of-pocket maximums, alongside descriptions of covered services such as hospital stays, doctor visits, and preventive care. By clearly laying out these aspects, health plans enable individuals to make informed decisions regarding their healthcare and manage their medical costs effectively.

The other options focus on specific aspects of healthcare that do not encompass the broader purpose of a health plan. While promoting fitness activities, managing healthcare personnel, and reporting on diseases are all important elements of public health and health administration, they do not directly relate to the primary function of defining benefits and insurance coverage that a health plan provides.